Tuesday, December 16, 2025
The holiday season is a time for joy, connection, and generosity, but unfortunately, it’s also prime time for scammers. Older adults are targeted at higher rates, especially during November and December when shopping, donating, and travel peak. Staying alert and informed is the best defense. Below are the most common holiday scams and how older adults can protect themselves and their loved ones.
Gift Card Scams
One of the biggest holiday scams involves convincing people to pay for services or purchases with gift cards. A caller might pretend to be a grandchild in trouble, a utility company threatening shutoff, or even a government agency. They demand quick payment and insist it must be done with gift cards.
No legitimate organization will ask for payment this way. If anyone demands a gift card, it’s a scam. Hang up and talk to someone you trust.
Online Shopping & Package Scams
More and more our holiday shopping takes place online, and scammers know this. Fake websites advertise deals that seem too good to be true, while phony text messages claim your package is “delayed” or “requires action.” Instead of clicking any unfamiliar links, visit the retailer’s website directly or track your order through the official delivery carrier.
Tech Support & Account Scams
Fake pop-ups and emails claiming there’s a problem with your device or account are also common this time of year. Scammers may say they’re from Microsoft, Amazon, or your bank and attempt to gain remote access to your computer. If you didn’t contact the company yourself, it’s not real. Close the window and call the company using its official number.
How Older Adults Can Stay Protected
Staying safe during the holidays doesn’t have to feel overwhelming. Take a little extra time before making a purchase, clicking a link, or sending money. Review your bank accounts regularly, keep personal information private, and talk openly with family about anything suspicious. Trust your instincts: if something feels off, it probably is.
If You Think You’ve Encountered a Scam
If a scam happens, you’re not alone, and there are people who can help. Stop communication with the scammer, contact your bank, and report the incident to local police, the FTC (ReportFraud.ftc.gov), or the AARP Fraud Watch Network (1-877-908-3360). Quick action can prevent further loss.
